A message from our Global Director of Community Development and Microfinance

Welcome to Citi Community Development. We lead Citi's commitment to achieving economic empowerment and growth for underserved individuals, families and communities by expanding access to financial products and services, and building sustainable business solutions and innovative partnerships.

We realize our goals through partnering with Citi's businesses, the Citi Foundation, Citi Microfinance and Citi Community Capital to provide communities and people in need with:

• commercial and philanthropic funding
• expanded access to innovative financial products, services and education
• expertise and time from our committed employees

To understand where and how we can help most, we draw on Citi's global presence to build strong relationships with non-profit organizations, clients, and community leaders.

I hope that you enjoy these pages describing Citi's commitment to community development. I welcome your comments and suggestions encourage you to contact us at .

Robert A. Annibale
Global Director, Citi Community Development and Microfinance